Your Story Solution


 Wealth Odyssey has developed a visual model that assists people through the planning process while simultaneously showing them how to approach the many competing financial concerns that they have.

o The Wealth Odyssey Road Map (WORM) is designed to show the relationship between people's major concerns (which are also topical areas established by the Board of Standards).

  • The WORM helps people visualize, through a model to help better understand, how to do financial planning and how the various topics are related to, and support, each other.
  • Serves as the missing and elusive puzzle "box top" that they can use to look at that helps put their financial puzzle together.
  • Provides the framework to do what you can do financially and be comfortable and at peace with themselves for the decisions that they have made with the resources they have available.
  • People try to determine specific results by taking a short cut to get to a solution before they know what the problem is and before they know how one problem is related to another. Often, by setting priorities for their concerns, their goals become clearer and the relationships between what is important to them starts to determine how they can begin to address their concerns.
    • Pick up a copy of "Wealth Odyssey" to help you determine where you really want to go with your money.
    • Once a person has taken the first steps - determine your concerns; establish goals that address these concerns; prioritize the goals; apply resources to the highest to lowest priority (yes, lower priorities may not be funded right away. However, keep them on the list since additional money later can help fund them).
    • If a person finds they need additional assistance (you are not comfortable with doing it yourself) with the actual steps necessary to fund their goals, then they can interview a local credentialed advisor to assist them (see below).
    • Be sure the advisor is helping you reach your destination, not theirs; insist on keeping your agenda. This is what Financial Planning does. You, not the advisor, have to determine your destinations and their priority - you can not delegate this important first task - you have to be a part of establishing where it is you want to go. Otherwise, you'll end up where you did not intend to be. A credentialed advisor will help you get there more efficiently.

o Topic List for CFP® Certification Examination that is embedded in the WORM:

The major topical areas are
o General Principles of Financial Planning
o Insurance Planning and Risk Management
o Employee Benefit Planning
o Investment Planning
o Income Tax Planning
o Retirement Planning
o Estate Planning